Life Insurance We represent more than 20 life insurance carriers, which allows us to thoroughly shop the market for both product and underwriting. DEB Financial is independent of any specific insurance carrier (DEB Financial does not develop our own products), making our recommendations objective and transparent. By shopping the market, you ensure that you have the most competitive policy available. Whether you are in the market for a new policy, or would like a review of an existing policy, we will provide simple options so you can make an educated decision that fits your financial plan. The specialization of DEB Financial lies in the objectivity exercised when reviewing and analyzing either current or proposed insurance contracts. The policies are evaluated in terms of the insurance carrier’s financials, policy health (current and projected values) and the policy’s overall fit with the specific goals and objectives that it is designed to fulfill.